Welcome to First Focus Funds

The First Focus Funds goal is to provide individuals, corporations and institutions with above average returns with below average risk. Located in the region of the country known for its sensible investors and tax sensitivity, we answer to a higher standard. Our long term vision and no nonsense strategies, allow us to be deliberate with our guidance and swift in our vision.

The First Focus Growth Opportunities and Balanced Funds have recently received the Socially Responsible Investing designation. The Investment Adviser believes that corporations that avoid global security risks and products that pose a clear danger to human health should benefit shareholders in terms of both risk and return in the long-term. Specifically, these funds do not invest in companies that have active business ties to terrorist sponsoring states or that product tobacco or tobacco products that have been found to pose a clear risk to human health.

With a five-star three-year rating out of 1423 funds in the Large Value Morningstar category, First Focus Core Equity Fund may represent a performance bright spot in your retirement portfolio. In addition, with a steady history of performance, and a four star three-and five-year rating out of 405 funds in the Small Value category, the First Focus Small Company Fund may be just the fund you are looking for.

The First Focus Small Company and Core Equity Funds, managed by First National Bank's FNB Fund Advisers, seek to identify stocks selling at discounts to their true worth. The values represented by these pricing anomalies will translate to solid long-term performance.

How about taking some time to look at adding the First Focus Funds to your investment portfolio?

As of 5/31/09, the 1, 3, 5 and 10-year average total return for the First Focus Core Equity Fund was -27.01%, -6.11%, 0.49% and -0.31% respectively.  The expense ratio for the period from 1/1/09 to 3/31/09 was 1.24%. The gross and net expense ratios from the prospectus is 1.41% and 1.26%,respectively. Total Return is based on net change in net asset value assuming reinvestment of distributions. Performance shown includes the reinvestment of all dividends and other distributions.

As of 5/31/09, the 1, 3, 5 and 10-year average total return for the First Focus Small Company Fund was -28.59%, -5.89%, 0.34% and 5.40% respectively.  The expense ratio for the period from 1/1/09 to 3/31/09 was 1.43%. The gross and net expense ratios from the prospectus is 1.58% and 1.43%, respectively. Total Return is based on net change in net asset value assuming reinvestment of distributions. Performance shown includes the reinvestment of all dividends and other distributions.

Morningstar proprietary ratings reflect risk-adjusted performance through 5/31/2009. The ratings are subject to change every month. Morningstar ratings are calculated from the funds’ 3, 5 and 10-year returns (as applicable), with fee adjustments in excess of 90-day Treasury bill returns, and a risk factor that reflects fund performance below 90-day T-Bill returns. The top 10% of the funds in a rating universe receive 5-stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star.     

Past performance is not a guarantee of future results.